Guest CheckOut (Alt ID)

1. Introduction

BillDesk offers a secure way to enable the end customers to transact on merchant's website with the Alt ID. Alt ID is an alternate identifier to the actual card numbers provided by cardholders during the guest checkout transactions on merchant platform.

The solution enhances online payment security for both the merchants & customers. Additionally, the Alt ID solution does away with the need of storing a card at merchant end for all guest checkout transactions.

Merchant can retrieve Alt ID details by using the Guest CheckOut API by providing the card details in the request.

2. Salient Features

  • Secure way to enable the end customers to complete Guest CheckOut transactions
  • Enhanced security for both the merchants & customers

3. Experience the Product

To get a first hand experience of how the API works, BillDesk requests to go to API Playground.

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API Playground

Experience CX+ – Deep API integration

4. API Orchestration - Guest CheckOut Transactions

Depending on the payment method, the orchestration of the APIs/ workflow has been explained below:

BillDesk offers a solution where the merchants can fetch the Alt ID via. Fetch Alt ID API and complete the transaction by Alt ID token details.

The orchestration of the API's workflow has been explained below:

Alt ID Use Cases

API Reference

Description

Guest CheckOut

Use the API to invoke the Fetch Alt ID workflow. Post fetch Alt ID, merchant needs to initiate the create transaction using the Alt ID details received in this API response.

For sample code click here

Understanding the various Create Transaction Status codes:

StatusStatus CodeDescription
SUCCESSFUL0300A transaction which has been initiated at BillDesk is marked as successful.
PENDING0002A transaction which has been initiated but is in pending status.
FAILED0399A transaction which has been initiated but is in failed state