Penny Drop

post

https://uat1.billdesk.com/u2/pgauth/ve1_2/accountvalidation

This API facilitates account validation with pennydrop

Body Params

mercid

string

Unique identifier as defined by BillDesk for each merchant

currency

string

ISO currency of the transaction amount, for INR this value will be 356

bankid

string

BillDesk defined unique identifier for acquirer Mandatory for Upi and Netbanking flows

itemcode

string

Itemcode value as provided by BillDesk, with a default value DIRECT

additional_info

object

Array of 7 additional_info values that can be attached to the transaction. Note: Merchant is advised to not pass customer PII information in additional info fields.

orderid

string

Unique ID generated by the merchant for each request

payment_method

string

enum

Represents the method of payment, and can take the following values - card, netbanking, wallet, upi, eft, bankaccount, cashcard, cardless (non-card emi option) The associated object will also be provided in the request.

Allowed:

bank_account

object

customer

object

device

object

Device Object

Headers

BD-Traceid

string

required

BD-TraceID is a unique identifier passed by the merchant to ensure request idempotency. Requests with identical BD-TraceID within a 24 hour window would fail.

BD-Timestamp

string

required

Request timestamp to identify date and time of origin of request. Example, a value of BD-Timestamp 20210113180403 identifies the request to have originated on 13th January 2021 at 06:04:03 PM.

Content-Type

string

required

Request Content-Type to take the values application/jose

string

required

Accept Response Content-Type to take the values application/jose

Response

Language

URL

Loading…

Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

200OK